Sunday, December 19, 2010

Opt Out from Prescreened Credit Offers

The other day I came across another website where you can enter your name and address and get off mailing lists for prescreened credit offers. It's another way to protect your credit and lessen your paper trail and junk mail.

The website is OptOutPrescreen.com. It's a secure site run by the credit reporting companies (Equifax, Experian, Innovis, and TransUnion) and gives consumers the choice of whether they want their information made available to credit card and insurance companies. You can opt in, opt out for five years, or opt out permanently. No matter what you decide, you can later go back to the site and change your mind.

Check out their About Us page for more information and their list of Frequently Asked Questions.

Don't forget that you should also check your credit report annually from the only official website approved by the major credit reporting companies, AnnualCreditReport.com.

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